Corporate Profile The St Vincent Co-operative Bank Limited opened its doors to business on 1st February 1945 and is one of the oldest indigenous financial institutions in St. Vincent and the Grenadines. At the time of opening, a penny was all that was required to start an account, and to date the Bank is known as ‘Penny Bank’ or ‘Forde Bank’ after its founder Ormond Forde. The relative ease of opening an account from inception has resulted in the St. Vincent Cooperative Bank now holding more Savings Accounts than any other financial institution in St. Vincent & the Grenadines. The St. Vincent Cooperative Bank is regulated by the Eastern Caribbean Central Bank (ECCB) and offers the following services: • Residential Mortgages • Savings Accounts • Fixed deposits • Consumer Loans • Commercial Loans • Life Insurance On All Loans Exceptional service has always been the foremost priority of the Bank in its quest to become a leading financial institution in the country. The Bank’s mantra, ‘Service beyond your expectation’, is reflected in its mission statement and implemented by a courteous, efficient and reliable staff.

UNIBANK has today become “the Leading Bank of Haiti”, leader in capital, profitability, customers, savings deposits, provincial deposits and international operations. Mission and History Our mission Our Mission is to offer our clients personalized, technologically efficient financial services at competitive prices. Our vocation is to be a bank with national geographic coverage and a selective international presence, offering quality financial services on four fronts: - in Port-au-Prince - in Provinces - to Haitians living overseas - on the Internet We want to be the best bank in Haiti in terms of service quality, and we will be accessible to our customers both in Haiti and abroad, on a "24x7x365" basis: - 24 hours a day, - 7 days a week, - 365 days a year We will fulfill our mission by being a profitable bank for our shareholders, by ensuring the promotion and development of our human resources, by participating fully and in a socially responsible manner in the activities of our Community. We are working to be the First Commercial Bank of Haiti, within a solid and diversified financial group: the National Financial Group (GFN). UNIBANK in brief UNIBANK has today become “the Leading Bank of Haiti”, leader in capital, profitability, customers, savings deposits, provincial deposits and international operations. UNIBANK, a commercial bank inaugurated in July 1993, belongs to nearly 391 Haitian shareholders: manufacturers, traders, professionals and investors well known in the community. UNIBANK is a member of a group offering diversified financial services, the National Financial Group (GFN®), operating in the following sectors: - Commercial Bank (UNIBANK) - Business Banking (UNIFINANCE) - Fund Transfer Company (UNITRANSFER) - Micro Credit (MICRO CREDIT NATIONAL) - Credit Card (UNICARTE) - Real Estate Promotion Company (Real Estate SA- IMSA) - Research and Consulting Company (CAPITAL CONSULT) - Investment and Management Company (SOCIÉTÉ NATIONALE D'INVESTISSEMENT - SNI) - Insurance (UNIASSURANCES) UNIBANK and the other companies of the National Financial Group are present throughout the national territory. With 43 branches, UNIBANK has the largest network of bank branches in the country (27 in Port-au-Prince and 16 in 14 provincial towns). Since its inauguration in July 1993, UNIBANK has grown rapidly to become, without merger or acquisition, a Leading Institution in the financial market, ranking first or second in all niche banking services. With assets of US $ 1.160 billion, and over 890,000 depositors, the largest number of clients in the banking sector, UNIBANK is the largest bank in the Haitian banking sector. UNIBANK and the affiliated companies of the National Financial Group (GFN) have 1,737 employees, including 34 in the United States. Its Sister Company in this country, UNITRANSFER USA INC., Plays a holding role and has subsidiaries in several states namely: Florida, New York, Massachusetts, New Jersey, Connecticut, Georgia, Illinois, Maryland, Louisiana, Pennsylvania and Rhode Island, each licensed by the State's Banking Department. UNITRANSFER is also present in Canada, the Bahamas, the Turks Islands, Jamaica, Aruba, Dominica, the French Antilles and the Dominican Republic, through agreements made with local companies, or through subsidiaries. It offers its remittance services to more than 260,000 Haitians living abroad. The majority of large American and multinational institutions, as well as the main Haitian firms are clients of UNIBANK which also offers its services to non-governmental, European, American and international organizations, embassies, multilateral and bilateral cooperation agencies, etc. Also very present in the sector of small and medium-sized enterprises, UNIBANK is also the bank of choice for several Haitian churches, religious organizations and missions, urban and rural savings and credit unions.

The Kingstown Co-operative Credit Union Ltd was registered on the 12th April 1958 with a share capital of EC $ 253.98 and a membership of fifty three (53) persons. The Pioneers The late Bro. Thomas Saunders after his exposure to Co-operatives in Guyana and Trinidad and Tobago pioneered the Credit Union movement in St. Vincent and the Grenadines. At first he found difficulty in convincing members of the public of the value and benefits of Co-operatives. The reluctance of the populace at the time could be traced in part to the collapse of a Credit Union Consumer Co-operative, which was attempted in the 1940’s. It was not until 1957 when Bro. Saunders spoke with a number of tailors, namely Bros. Jerome Burke Sr, Reynold Rose, Bertram Arthur and Leroy Adams that his message germinated.

As Canada’s most international bank, Scotiabank has been operating in Belize since 1968. Today we operate 9 branches across the country and offer a complete range of retail and commercial banking services — including online banking and electronic cash management. Scotiabank opened its first branch in Belize City in December, 1968. Retail banking expanded in the 1970s and 1980s, with the addition of three more branches. Activity in the branches in Belize reflected the economic growth of the country and was heavily centred on the agricultural industry. Business continued to grow during the late 1990s and, by 2008, 9 branches had been established. With 9 branches throughout the country, Scotiabank offers a complete range of retail and commercial banking, including electronic cash management. The Bank has about 187 employees, plus 18 ATMs countrywide. We’re a strong supporter of various community initiatives and our charitable contributions range from sports programmes and education to arts and culture.

From its humble origins, St. John’s Credit Union has established a long-standing tradition of excellence to become one of the leading financial institutions that it is today. Since 1946, SJCU has served its members by catering to individual needs, giving members opportunities to gain financial security and independence. Our history demonstrates our progressiveness; on-going changes reflect our dynamism and the future will continue to be shaped by our innovative strategies. Immediately after World War II, economic resources in Belize were very limited. Due to this, Credit Unions were formed out of necessity, so people could help each other in a structured way. On November 8, 1946, 10 parishioners of the St. John’s Anglican Church met in a St. John’s Primary School classroom on Albert Street and founded what was initially St. John’s Parish Credit Union Ltd. The first board was formed with the famous Belizean patriot, Edward P. Yorke as President, Miss Enid Mitchell –Treasurer, Mrs. Laura Dunn – Secretary, Mr. Hugh W. Smith and Mr. Harvey Jefferies as Directors. Since then, the Credit Union has maintained its heritage of outstanding leadership. Mr. Leigh Richardson and Mr. Lee Longsworth served as Presidents; in 1953, the Credit Union elected its first female president, Nurse Vivian Seay, MBE. After its formation, St. John’s Parish Credit Union grew steadily and improving its performance and efficiency, always looking for innovative ways to serve our members. With this in mind, a building was constructed in October 1957 on the St. John’s school campus, which is now part of Anglican Cathedral College. This project was initiated by President, Ms. Enid Mitchell. After twenty successful years of existence, based on requests from the community, the membership agreed to welcome members outside of the parish. On June 17, 1978 the credit union was formally re-registered as St. John’s Credit Union Ltd.

Our Objectives To improve the social and economic well being of our members. To provide comprehensive financial services to our members. To develop a stronger sales and services orientation. To maintain and increase member loyalty. Our Values WE CARE has been adopted as the acronym for the Credit Union values: every Credit Union staff member will live by, and demonstrate this, to the Membership. W - Work Ethic E - Efficiency C - Communication A - Accountability R - Responsiveness E - Effectiveness The BWU Co-operative Credit Union Limited understands its members and the need to uplift and elevate every member of the society, regardless of social standing. We vow to deliver superior customer service, to respect and treat every individual with value and purpose and to offer the highest standard of after care service in the Industry. Everything we do is underpinned by our Core Values which are embedded in our Organisation and form the basis of our business planning, recruitment processes, training and leadership development. Our employees proudly provide quality service to our members in a flexible, honest, fair and caring manner; continuously demonstrating our commitment to our members.

For decades, Republic Bank has held a resolute focus on its Vision of being a bank that is chosen as the Caribbean Financial Institution of Choice for its Staff, Customers and Shareholders. It aims to do so by setting the Standard of Excellence in Customer Satisfaction; Employee Engagement; Social Responsibility and Shareholder Value – while building successful societies. Over 17 decades old, the organisation is a visionary one, with a history of continual financial growth, professional and personal development, and successful collaboration with communities to bring about positive change. Since it first opened its doors in 1937 as the Colonial Bank, the first commercial bank in Trinidad; to its 1925 amalgamation with the National Bank of South Africa Limited and the Anglo-Egyptian Bank to become Dominion, Colonial and Overseas (D.C.O.); until its eventual renaming to Barclays Bank of Trinidad and Tobago and then to what is today, Republic Bank Limited, the Bank has successfully weathered many changes to remain one of the largest and most successful indigenous financial institutions in the Caribbean. It offers a diverse portfolio of products and services designed to satisfy the growing needs of its retail banking customers, corporate clients and governments throughout the Region. The Bank continuously subscribes to its Core Values of Customer Focus; Integrity; Respect for The Individual and Results Orientation. Holding integrity at the core of all its relationships, the Bank generates trust and confidence from its customers, suppliers, shareholders and the general public. Republic Bank also consistently demonstrates honesty, fairness and openness in all operations, and its business processes and practices support service excellence while protecting the interest of its customers, employees and shareholders. Expansion Philosophy The Republic Bank Group subscribes to a philosophy of expansion through organic growth and acquisition. It consistently creates significant value to strategic investment partners, driven by a philosophy of maintaining strong local participation in all overseas investments. Though Caribbean based, the Bank is a global player that adds value to the markets it enters through a developmental approach that ensures strong local input, strong local knowledge and strong local influence in decision making. Its success is driven by human resource development, a local focus to its service approach and the emphasis placed on corporate social responsibility. Its current expansion interests are within the Caribbean and Sub-Saharan Africa.

As the most international bank in Canada, Scotiabank has been operating in the Dominican Republic since 1920, and today operates with more than 2,000 employees, 99 ATMs, 58 branches, and 23 agencies through Scotiabank Solutions. This, together with a wide range of financial products and services, which we offer to the Personal Banking, Private Banking, Commercial, Corporate and Investment Banking segments. Likewise, through Scotiabank Solutions we serve the retail and microcredit segment Scotiabank has evolved, along with the growth and development history of the Dominican Republic, from the moment it opened its first branch on Calle Isabel La Católica in Santo Domingo and then in San Pedro de Macorís in 1920. Our trajectory has been shared with generations of companies and clients, supporting their financial needs, their projects and being an important part of their development and growth. In addition, they are strong supporters of different community initiatives with extensive contribution to education, health, art and culture programs.