Caribbean Financial Network

National Peoples Cooperative Bank of Jamaica Ltd

  • Phone 1: 1876 962 5360
  • Phone 2: 1876 961 0278
  • Fax: 1876 961 0547
  • Contact Name:
  • Website
  • This email address is being protected from spambots. You need JavaScript enabled to view it.


Business Hours

Mon: 8:30 PM 3:30 PM
Tue: 8:30 AM 3:30 PM
Wed: 8:30 AM 3:30 PM
Thur: 8:30 AM 3:30 PM
Fri: 8:30 AM 4:00 PM
Sat: Closed Closed
Sun: Closed Closed

Payment Methods

American Express
Google Checkout

Mobile Access

Business Overview

The National People's Co-operative Bank of Jamaica Limited (NPCB) is the premier Community Bank for rural agricultural development in Jamaica.

NPCB provides a range of services to its members/clients. These cover a range of savings instruments, loan facilities to the micro, small and medium-scale enterprises (MSMEs), legal services (eg. wills and land titling), bill payment services and family indemnity plan insurance.

Products and Services Overview

Loans for SME ventures in agriculture, fishing, agro-industry, manufacturing, hotel & atrractions and services. Interest rates generally range from 9.50% p.a. to 15.5%.

Loan amount can be as high as J$20 million. Normally we lend between 70% and 80% of project cost (up to 90% for agriculture).

All borrowers are subject to normal credit assessment, and collateral is required.

We also do consumer lending at competitive market rates.

    Passbook Savings/Fixed Deposits/Golden Harvest

    We offer passbook savings facility at the best interest rates for this type of product in Jamaica.

    • You can start an Alpha account with a minimum of $1000 and earn competitive interest rates
    • Open a Starter account with a minimum of $100 for your child under the age of 18
    • Interest is paid quarterly on passbook accounts

    Partner Plan

    • The Partner account is a flexible savings plan that allows you to throw:
      • Daily <> Weekly <> Fortnightly <> Monthly
    • With a minimum weekly savings of $500, you can throw your partner for 16 - 48 weeks
    • Earn bonus up to 1 1/2 times one week throw if you throw on time

     We take fixed deposits at the best rates

    • A fixed deposit allows you to earn higher rates than savings account
    • Minimum deposit: $20,000
    • Flexible investment periods
    • Interest paid at end of the period
    • Penalty applied for early withdrawal

    Golden Harvest Savings (insured by CUNA Mutual) is also offered.

    Excellent returns.....Guaranteed protection

    This plan is designed to help you reap even richer rewards from your savings, giving you that lump sum to:

    • Buy a house
    • Buy a car
    • Pay for your children's education
    • Retire in comfort.

    You also obtain life insurance (no medical required) for the difference between what you actually saved and your savings target - so even if you pass on, your beneficiary will receive not just what you have saved but the amount you planned to save.


    Contact your nearest branch for more information





  • Land Titling

  • If you don't have a registered land title, we assist you to obtain a certificate of compliance (CoC), which is an "intermediate" document toward obtaining a registered land title.

    A CoC can be used as collateral for loans up to J$500,000, only at the PC Bank.


    Paymaster partners with us to allow you to pay your utility bills at ONE place. Soon, you will be able to pay other bills.

Trade Associations

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In Business Since

The People’s Cooperative Banks were established in Jamaica beginning in 1905 as cooperative savings and loans institutions. Over the years they became the main financial institutions for helping small farmers to help themselves and maintain their livelihood. Their numbers expanded and in 1994 there were 116 branches.

Since 1994 through to 2005 by reorganization and rationalization, the various independent co-operatives were merged or wound up until there was a final merger into what is now National People's Co-operative Bank of Jamaica Ltd. (NPCB) which has 37 branches throughout the length and breadth of the island. In November 2005, NPCB received its certificate of incorporation under the Industrial & Provident Society Act.

The Agricultural Credit Board is the regulatory body for the NPCB which is registered as an agricultural loan society under theAgricultural Credit Board Act.

National Peoples Cooperative Bank of Jamaica Ltd

Manchester Road, Manchester,

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